RUULIO MORTGAGE
RUULIO MORTGAGE
PRIVACY POLICY
Our promises. Your privacy.
Learn how Ruulio Mortgage collects, shares, and protects your personal information—and how to contact us about your choices.
Approved and Effective September 5, 2026 • RM-FRM-PRV-001 • v1.0.
Our privacy commitments.
We never sell or rent personal information.
We use and share information for Ruulio's own marketing only with your express consent. You may decline or withdraw consent at any time.
We obtain borrower authorization for transaction-related sharing; lawful disclosures may not require separate permission.
This notice is not itself marketing consent or credit authorization.
Ruulio Mortgage Privacy Notice.
FACTS — WHAT DOES RUULIO MORTGAGE DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances and assets
• Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ruulio Mortgage chooses to share; and whether you can limit this sharing.
Reason
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Ruulio share?
Yes.
Can you limit this sharing?
No.
Reason
For our marketing purposes - to offer our products and services to you.
Does Ruulio share?
Yes.
Can you limit this sharing?
Yes.
Reason
For joint marketing with other financial companies.
Does Ruulio share?
No.
Can you limit this sharing?
We don't share.
Reason
For our affiliates' everyday business purposes - information about your transactions and experiences.
Does Ruulio share?
No.
Can you limit this sharing?
We don't share.
Reason
For our affiliates' everyday business purposes - information about your creditworthiness.
Does Ruulio share?
No.
Can you limit this sharing?
We don't share.
Reason
For nonaffiliates to market to you.
Does Ruulio share?
No.
Can you limit this sharing?
We don't share.
To limit our marketing sharing
Call 954-770-2977 or email admin@ruulio.com. We use and share information for Ruulio's own marketing only with your express consent. You may decline or withdraw consent at any time. This choice does not stop necessary mortgage-service or legally permitted disclosures.
Questions?
Call 954-770-2977 or email admin@ruulio.com.
Who we are
Who is providing this notice? Ruulio Financial Group, Inc. dba Ruulio Mortgage.
What we do
How does Ruulio Mortgage protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Ruulio Mortgage collect my personal information?
We collect your personal information, for example, when you:
• apply for a loan or give us your income information
• provide employment information or show us your government-issued ID
• show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates' everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Ruulio Mortgage has no affiliates.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Ruulio Mortgage does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Ruulio Mortgage doesn't jointly market.
Ruulio's additional commitments and contact details
We never sell or rent personal information. We obtain borrower authorization for transaction-related sharing; lawful disclosures may not require separate permission. This notice is not itself marketing consent or credit authorization.
6750 N Andrews Ave., Suite 2055, Fort Lauderdale, FL 33309 | admin@ruulio.com | 954-770-2977